Union Fidelity Capital Funding - Irregular Loan Facilitators Phone: 1800 241 281

Union Fidelity™
Irregular Loan Facilitators

Phone: 1800 241 281

We ask....
because every loan is different,
and every solution is tailored to suit your current requirements,
no matter how pressing your clients current situation

Rates

Union Fidelity™ Rural Self Servicing Loan

.as at

Rural Self Servicing Loan

From 11.25% @50% LVR

What does Full Doc mean?

For this specific lender means that your client is self-employed WITH A COMPANY AS A BORROWER - however hasn’t completed financial returns for this year.
HOWEVER the client has the capacity to demonstrate servicing through Self certification – I have linked here the draft of the Self certification Document for your consideration

Criteria

Coded / Uncoded

Uncoded ONLY Borrowing's in a Personal or Company (Pty.Ltd Name) however use must be for Business Purposes

Security

1st Registered Mortgage Rural Security in VIC, NSW, ACT, QLD, SA or WA Rural ONLY in acceptable postcodes ( 1 or 2 Location Risk Grading)

Max Loan Size

$2,000,000 @50% LVR

Min Loan Size

$250,000 @50%LVR

Purpose

Purchase / Refinance / Consolidation

Servicing

-Last 12 months loan statements (if refinancing an existing Mortgage)
- Last 3 months Credit Card Statements
- Last 3 months Business Bank statements (if self employed)
- Contract of sale (if purchasing)
- Last 2 payslip's (if PAYG)
- Latest rates Notice for the security property (if refinancing)
- 100 points of identification

Excluded Rural Property Types

Security that is Not freehold or doesn't have main roads access, water, or electricity

Lenders Fees

1% + Legal's and Val's at state scale

CRAA defaults

Will tolerate minor impairments that are explainable

Union Fidelity™ Quick Documents
Application Form (.doc) or (.pdf)
Accountants Letter (.doc) or (.pdf)
Self Certified Declaration
Servicability Calculator (.xls)
Postcode Check
Eligable Security
Litigation Funding

External Links
Get a copy of your CRAA
Is your broker licensed?

..Just Settled...$1.2M Residential Sydney @ 65%LVR, $1.5M Commercial Retail Sydney @70%LVR, $550,000 Rural Moree at 50% LVR, $1.75M Residential Gold Coast at 65% LVR, $200,000 Rural Residential at Port Macquarie at 60% LVR, $990,000 Rural at Molong at 50% LVR, $2.9M Commercial in Sunshine at 55% LVR, Self Managed Super Fund Loan to $1.2M Melbourne Residential @55%

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