Union Fidelity Capital Funding - Irregular Loan Facilitators Phone: 1800 241 281

Union Fidelity™
Irregular Loan Facilitators

Phone: 1800 241 281

We ask....
because every loan is different,
and every solution is tailored to suit your current requirements,
no matter how pressing your clients current situation

Rates

Union Fidelity™ Commercial Self Servicing

.as at

Self Servicing - Commercial

From 11.25% @50% LVR
From 12.00% @ 65%LVR

What does Self Servicing mean?

For this specific lender means that your client is self-employed WITH A COMPANY AS A BORROWER - however hasn’t completed financial returns for this year.
HOWEVER the client has the capacity to demonstrate servicing through Self certification – I have linked here the draft of the Self certification Document for your consideration

Criteria

Coded / Uncoded

Uncoded ONLY Borrowing's in a Personal or Company (Pty.Ltd Name) however use must be for Business Purposes

Security

1st Registered Mortgage Security in VIC, NSW, ACT, QLD, SA or WA Commercial and Industrial Securities ONLY in acceptable postcodes ( 1 or 2 Location Risk Grading)

Max Loan Size

$1,000,000 @65% LVR

Min Loan Size

$250,000 @65%LVR

Purpose

Purchase / Refinance / Consolidation

Servicing

Self Certification (linked)
Past 6 months Loan Statements on existing loan (if refinancing)

Additional Features

Commercial and Industrial – Types –
Converted Residence (medical rooms),
Strata Offices,
Factory Warehouse,
Shops

Lenders Fees

1.25% commensurate with LVR and impairments

CRAA defaults

Will tolerate impairments that are explainable

Union Fidelity™ Quick Documents
Application Form (.doc) or (.pdf)
Accountants Letter (.doc) or (.pdf)
Self Certified Declaration
Servicability Calculator (.xls)
Postcode Check
Eligable Security
Litigation Funding

External Links
Get a copy of your CRAA
Is your broker licensed?

..Just Settled...$1.2M Residential Sydney @ 65%LVR, $1.5M Commercial Retail Sydney @70%LVR, $550,000 Rural Moree at 50% LVR, $1.75M Residential Gold Coast at 65% LVR, $200,000 Rural Residential at Port Macquarie at 60% LVR, $990,000 Rural at Molong at 50% LVR, $2.9M Commercial in Sunshine at 55% LVR, Self Managed Super Fund Loan to $1.2M Melbourne Residential @55%

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