Union Fidelity™
Irregular Loan Facilitators

Phone: 1800 241 281

We ask....
because every loan is different,
and every solution is tailored to suit your current requirements,
no matter how pressing your clients current situation
Rates
Union Fidelity™ Commercial Lite Doc
.as at  

Lite Doc - Commercial

From 9.2% @50% LVR
From 9.3% @ 65%LVR
From 9.4 % @ 70%LVR

  
 

What Lite doc mean?
  For this specific lender means that your client is self-employed - however hasn’t completed financial returns for this year.
We have linked here the Accountants Letter for your consideration and this will be required to be completed by the clients Accountant to verify the client’s statement as to income and affordability.
  
Criteria

Coded / Uncoded
Uncoded ONLY Borrowings in a Personal or Company (Pty.Ltd Name) however use must be for Business Purposes
  

Security
 1st Registered Mortgage Security in VIC, NSW, ACT, QLD, SA or WA Commercial and Industrial Securities ONLY in acceptable postcodes ( 1 or 2 Location Risk Grading)
  
Max Loan Size
 $750,000 @70% LVR
  
Min Loan Size
 $250,000 @70%LVR
 
Purpose
 Purchase / Refinance / Consolidation
  

Servicing
Accountant’s Letter (linked here the Accountants Letter), leases (if applicable) and Self Certification
Past 6 months Loan Statements on existing loan (if refinancing)
  



Additional Features
Commercial and Industrial – Types –
Converted Residence (medical rooms),
Strata Offices,
Factory Warehouse,
Shops
  

Lenders Fees

1.25% commensurate with LVR and impairments  
 
     
Union Fidelity™ Quick Documents
Application Form (.doc) or (.pdf)
Accountants Letter (.doc) or (.pdf)
Self Certified Declaration
Servicability Calculator (.xls)
Postcode Check 
Eligable Security
Litigation Funding
External Links
Get a copy of your CRAA
Is your broker licensed?
..Just Settled...$1.2M Residential Sydney @ 65%LVR, $1.5M Commercial Retail Sydney @70%LVR, $550,000 Rural Moree at 50% LVR, $1.75M Residential Gold Coast at 65% LVR, $200,000 Rural Residential at Port Macquarie at 60% LVR, $990,000 Rural at Molong at 50% LVR, $2.9M Commercial in Sunshine at 55% LVR, Self Managed Super Fund Loan to $1.2M Melbourne Residential @55%
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Australian Credit Licence: 346 527
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